Parents have the profound responsibility and privilege of shaping their children’s relationship with money. In a world where financial literacy is often lacking, equipping our kids with the knowledge and skills to navigate their financial lives with confidence and wisdom is one of the greatest gifts we can give them. By starting early and making […]
Category Archives: Blog
Pause before you pay (part I)
THE ART OF MINDFUL SPENDING: HOW TO COMBAT IMPULSE BUYING In the rush of daily life, the urge to make spontaneous purchases can be compelling. Yet, giving in to this impulse often leads to clutter, not just in our homes but in our financial lives as well. Warren Buffett wisely advised, “If you buy things […]
Are you a cog in the machine?
In the grand machinery of personal finance, we all play a role. But have you ever stopped to consider what kind of role you’re playing? Are you the one tirelessly turning the cogs, or have you become the overseer of a well-oiled financial plan? Let’s picture two scenarios: Imagine Sarah, who wakes up every morning, […]
Retirement needs to be revisited
70 is the new 60! We live in an era where longevity is increasing, and living costs are surging; the traditional concept of retiring at 65 is undergoing a significant transformation. It’s becoming evident that the golden years of retirement, once anticipated as a time of leisure following a fixed endpoint in one’s career, no […]
Crafting a life rich with purpose
It’s clear that we need to rethink, revisit, and recalibrate the way in which we prepare for retirement—not only financially, but socially and emotionally as well. One of the best ways to effectively plan for the future is to start as early as possible. For some, this means laying the groundwork early in life, taking […]
Being kind to the inner critic
Sometimes, we can be hardest on ourselves (and others) when working with money! This could be because we’ve been taught to think that our success is largely determined and defined by numbers, investment strategies, and external factors that impact our financial well-being. However, true financial success is most often rooted in our internal world—our thoughts, […]
Is all debt bad?
Debt, in its many forms, can often feel like a heavy chain that restricts financial freedom. Whether it’s the revolving cycles of credit card balances, the long-term commitment of a mortgage, or the daunting totals of student loans, each type of debt comes with its unique challenges and strategies for management. Debt is often a […]
The essential interplay of love and money
Love and money—two forces that drive our lives in profoundly different ways. While one fills our hearts, the other fuels our ambitions. But what happens when these worlds collide? Integrating love into our financial decisions doesn’t just add a layer of complexity; it transforms money management into a shared journey of goals, dreams, and sometimes, […]
How will your assets be distributed?
Estate planning is a vital process that involves preparing for the transfer of a person’s assets and responsibilities after their death. While the fundamental principles of estate planning are widely recognised, the specific laws and practices can vary significantly between different countries and cultures. This makes it crucial for us to not only understand the […]
Fostering healthier relationships through intentional conversations
“How will they react?” “Will this ruin our relationship?” We all have thoughts like this when we are faced with the inevitability of a tough conversation. The scary uncertainty can make us shy away from addressing issues that need airing, leading to unresolved tensions and misunderstandings. Taking the next step is an art form that […]
