Life is full of roadblocks. They come in many forms: an unexpected expense, a career setback, a strained relationship, or even just a sense of stagnation. At first glance, these challenges can feel overwhelming, frustrating, and even unfair. But what if we stopped seeing roadblocks as something meant to halt our progress and instead viewed […]

We often think that financial peace or calm is the ultimate goal when it comes to managing our money. We hear phrases like “financial peace of mind” or “calming the storm of debt” and we think, “Yes, that’s what I want. I just want everything to be calm.” And while there’s nothing wrong with seeking […]

Have you ever wondered why some people seem to effortlessly manage their finances while others struggle, despite having similar incomes or financial knowledge? The answer might lie not in their bank accounts, but in their hearts and minds. While financial literacy is undoubtedly important, there’s another crucial factor at play that often goes overlooked: emotional […]

Albert Einstein is often credited with saying, “Insanity is doing the same thing over and over again and expecting different results.” Think about that for a moment. It’s a statement that cuts through the noise and forces us to ask: If we’re stuck in a cycle with our money, how can we possibly expect things […]

Wherever people are involved… it’s not uncommon for conflict to arise—whether with loved ones, colleagues, or even within ourselves. At the heart of many of these conflicts lies a common thread: a worldview shaped by scarcity. We may think that conflicts are purely situational, stemming from disagreements or unmet expectations, but more often than not, […]

What if you found out that your current financial plan might be working against you, not for you? That despite all your careful budgeting and saving, you’re missing a crucial element that could make or break your financial well-being?  It might be time to talk about values-based financial planning – the missing link between your […]

In her thought-provoking book “The Year of Less,” Cait Flanders shares a powerful insight: “Every time you make a purchase, you’re voting with your dollar for the kind of world you want to live in.” This simple yet profound statement invites us to reconsider our relationship with consumption and its impact on our financial well-being. […]

Have you ever paused to consider what your behaviour might be saying about you… to you? It’s a fascinating thought, isn’t it? All behaviour is a form of communication. Every action we take, every choice we make, sends a message, not only to the world around us but also to ourselves. In the realm of […]

Life’s a bit of a puzzle, isn’t it? We look at our problems and think, “Oh, that’s straightforward enough.” But then we start digging, and suddenly we’re in a whole different ballgame. It’s like peeling an onion – layer after layer, each revealing something new. And you know what? There’s a reason for all this […]

Is money linked to our ego? It’s a question that invites us to reflect on the deeper motivations behind our financial decisions. Morgan Housel, in his thought-provoking way, suggests that “savings is the gap between your income and your ego.”  This statement can be confronting, especially because it challenges us to consider the extent to […]